Home » MoneyPlus Advice Articles
  • How to Save Money on Household Bills

    How to Save Money on Household Bills

    Household bills have been on the rise in recent years. In fact, with the cost of living crisis rumbling on, for many, the increasing cost of energy, water and council tax bills are exacerbating the burden of debt more than any other expense. This raises an important question – what are the easiest ways to…

    Read more


  • Are You Owed Money by an Energy Provider?

    Are You Owed Money by an Energy Provider?

    Back in October 2023, the BBC reported that energy firms were holding £8.1bn of customers’ money. A surprising number of people may be unknowingly funding a small fortune in overpayments to their energy providers In this article, we’ll explore how to find out if you’re owed money and how to get it back. Understanding energy…

    Read more


  • Pre-pay Gas Meter vs Credit: What’s Cheaper?

    Pre-pay Gas Meter vs Credit: What’s Cheaper?

    From 1st April, the typical annual energy bill fell to £1,680 – the lowest it’s been since 2022. However, with the cost of bills still much higher than they were pre-COVID, people are still looking for ways to save. In this article, we’ll compare gas meters vs. credit and explore why approximately four million people…

    Read more


  • 10 Ways To Increase Your Chances of Getting a Mortgage in 2024

    10 Ways To Increase Your Chances of Getting a Mortgage in 2024

    Looking to secure a mortgage? It might seem daunting at first but with the right preparation and knowledge, you can increase your chances of approval. This article offers practical advice and strategic steps to strengthen your application. 1. Know what lenders want Mortgage lenders want to make sure you can pay back the money they…

    Read more


  • How To Negotiate Your Bills

    How To Negotiate Your Bills
    ,

    New research from a 2024 Go Compare study found that just over one third of Brits haggle on their bills. Many bills are open to discussion, so if you’re willing to negotiate, you could reduce your recurring expenses on items like breakdown cover, broadband, mobile, and more. In this guide, we’ll share some practical steps…

    Read more


  • How IVAs are Reshaping Debt Management in the UK

    How IVAs are Reshaping Debt Management in the UK

    At a time when financial challenges have become increasingly common, those facing overwhelming debt are looking for solutions to regain control of their financial health. One popular option is Individual Voluntary Arrangements (IVAs)*. This article will explore the rise of IVAs, the reasons behind their increase in popularity, and why they stand out as a…

    Read more


  • Mental Health Awareness Week: How to Improve Your Well-Being with Exercise

    Mental Health Awareness Week: How to Improve Your Well-Being with Exercise

    Mental Health Awareness Week runs from 13th-19th May and the theme this year is “Movement: Moving for our Mental Health”, which focuses on how physical activity can benefit our minds. Moving isn’t just good for the body, it can also help keep our minds in shape. Research has shown that staying active can help reduce…

    Read more


  • Generation Debt: How Buy Now, Pay Later Services Could Be a Growing Concern for UK Consumers

    Generation Debt: How Buy Now, Pay Later Services Could Be a Growing Concern for UK Consumers

    Over the past few years, the UK has seen a big change in how we view and manage personal debt. What used to be avoided is now a normal part of everyday life, with various types of credit being used more frequently. Buy Now, Pay Later (BNPL) products are becoming an increasingly popular payment method…

    Read more


  • 5 Ways To Cut The Cost Of Driving

    5 Ways To Cut The Cost Of Driving

    After rent or mortgage, your car is probably the biggest consumer of your cash. It doesn’t matter whether it’s a rackety run-around or a sleek saloon, keeping it on the road is a major expense with rising fuel prices, car insurance, tax, maintenance, servicing and MOT. Here are five quick wins to help put the…

    Read more


  • Make Sure You Get Your Rent Deposit Back

    Make Sure You Get Your Rent Deposit Back

    The time has come for you to move out of your rented property. You might be tempted to gather up your gear, say your goodbyes and go. If you leave without a backwards glance, chances are you’re going to walk away from your deposit. Here are some quick tips to make sure you get your…

    Read more


  • How To Make Your Home More Energy Efficient

    How To Make Your Home More Energy Efficient

    Energy efficiency isn’t just about saving the planet – which is a very hot topic. It’s also about saving money, which is an incredibly cool thing to do. Creating a more energy efficient home is not that difficult, and the good news is, you don’t have to do it all at once. You can just…

    Read more


  • Cut The Cost Of Your Motor Insurance

    Cut The Cost Of Your Motor Insurance

    For sale: Your dream car. Comes complete with full service history and insurance costs that will take a big chunk out of your driving budget. Insuring your car is an absolute necessity. But, if you’re not careful, it can be an expensive essential for getting behind the wheel of your new motor. Check out these…

    Read more